Here are clear definitions for fintech lingo: utility tokens, Ethereum and all. Enter the terms you wish to bitcoin terms for.

With text, videos, slideshows and multimedia, Technology at IBTimes. With text, videos, slideshows and multimedia, Politics at IBTimes. Asia, Africa, the Americas, Europe and the Middle East. With text, videos, slideshows and multimedia, Sports at IBTimes. Money impacts almost every aspect of our modern lives even though financial technology, aka fintech, is often described with confusing buzzwords and complex terminology.

Newsweek is hosting an AI and Data Science in Capital Markets conference in NYC, Dec. This San Francisco-based startup offers a platform where over 120,000 users manage debt and equity investments for apartments, office buildings and retail centers. A digital currency that uses cryptography, the art of coding messages to keep them secure. Most types of money can already be used for virtual transactions. It’s how people shop online and use mobile banking apps. Bitcoin was the first cryptocurrency. It is, first and foremost, a digital form of value.

A type of software pioneered by the bitcoin community. If each virtual token is a block, then they all work by staying metaphorically chained  together. Cryptocurrency isn’t the only type of blockchain system. Beyond ether tokens, diverse Ethereum-based platforms are widely used to develop software applications and new types of tokens.

A piece of software that runs on a blockchain platform and is programmed to automatically complete transactions based on specific circumstances. For example, if the price of oil rises above a certain amount then Bank A will automatically send 100 shares of XYZ stock to Bank B. A smart contract automatically completes many of the transactions that used to require manual paperwork. A system where data and tasks are spread across the network instead of coming from a central source. For example, there is no bitcoin company or bitcoin overlord in charge of bitcoin transactions. Community members contribute computing power to fuel algorithms that verify transactions. Transaction records are spread across the network.